Edge Mortgage Coach: See Your Best Path Forward
Visualize different loan scenarios side-by-side. Make confident decisions with interactive tools that show you exactly how each option impacts your finances.
What is Edge Mortgage Coach?
Edge Mortgage Coach is an advanced visualization platform that transforms complex mortgage data into clear, interactive presentations. Instead of drowning you in numbers and spreadsheets, Marcus uses Edge to create visual scenarios that make it easy to compare your options and choose the best loan for your situation.
Think of it as having a financial GPS for your home purchase—you can see multiple routes to your destination and understand the pros and cons of each path before you commit.
What Edge Shows You
Side-by-Side Comparisons
Compare FHA vs. Conventional, 15-year vs. 30-year, different down payments, and more—all in one visual presentation.
Total Cost Analysis
See not just monthly payments, but total interest paid, equity buildup, and long-term costs for each scenario.
Buying Power
Understand how different loan options affect how much home you can afford and your monthly budget.
Equity Growth
Visualize how your home equity grows over time with different loan types and payment strategies.
Break-Even Analysis
See exactly when paying points or choosing a different rate makes financial sense based on how long you plan to stay.
What-If Scenarios
Explore "what if I put down 10% vs. 20%?" or "what if I buy points?" with instant visual feedback.
How Edge Mortgage Coach Works
Initial Consultation
Marcus discusses your goals, timeline, and financial situation to understand what matters most to you.
Scenario Creation
Marcus builds 3-5 loan scenarios tailored to your situation using Edge's powerful tools.
Visual Presentation
You receive an interactive presentation (via email or in-person) showing all scenarios with charts, graphs, and clear explanations.
Guided Decision
Marcus walks you through each option, answers questions, and helps you choose the best path forward.
Ongoing Access
You keep access to your scenarios and can request updates as market conditions or your situation changes.
Common Scenarios Edge Helps You Compare
First-Time Buyer Decision
Question: "Should I do FHA with 3.5% down or save more for conventional 5% down?"
Edge Shows: Monthly payment difference, PMI costs, total interest, and break-even point if you refinance later to remove PMI.
15-Year vs. 30-Year
Question: "Can I afford a 15-year mortgage, and is it worth the higher payment?"
Edge Shows: Payment difference, total interest savings ($150K+), equity growth comparison, and impact on monthly budget.
Buy Now vs. Wait
Question: "Should I buy now at 6.5% or wait for rates to drop?"
Edge Shows: Cost of waiting (home price appreciation), refinance scenarios, and total cost comparison over 5-10 years.
Points Decision
Question: "Should I pay $8,000 in points to lower my rate by 0.5%?"
Edge Shows: Break-even timeline (when savings exceed cost), monthly savings, and recommendation based on your plans.
Why Edge Makes a Difference
Clarity Over Confusion
No more drowning in numbers. See your options visually and understand the trade-offs instantly.
Confidence in Your Decision
Make informed choices backed by data and clear visualizations, not guesswork or pressure.
Long-Term Perspective
See beyond monthly payments to understand total costs and equity growth over the life of your loan.
Personalized to You
Every scenario is customized to your specific financial situation and goals—not generic examples.
See Your Loan Options Clearly
Get personalized loan scenarios from Marcus Vogt using Edge Mortgage Coach. Make confident decisions with visual clarity.